Money stress keeps people up at night. We help them sleep better.
Started in a Robina coffee shop in 2018, velantrioxa grew from two friends who kept seeing the same thing. Good people, decent incomes, but still stressed about money every single week. The problem was never about earning more. It was about having a system that actually worked with how life happens.
Who We Are
Two different backgrounds, one shared frustration with how financial advice completely missed the point for regular people trying to make it work week by week.
Hugh Fenwick
Co-Founder & Financial Education Specialist
Spent five years in traditional financial planning before realizing most clients needed budgeting systems, not investment portfolios. The shift happened after watching a young family stress over a $300 unexpected expense despite having $80k in their super. Started velantrioxa to bridge that gap between long-term wealth advice and next Thursday's bills.
Callum Bridger
Co-Founder & Budgeting Systems Developer
Came from software development with a personal problem. Built complicated apps for major companies but couldn't figure out why his own budget failed every month. Turns out most budgeting advice ignores how humans actually think about money. Now designs systems that work with psychology rather than against it.
What We Actually Believe
These aren't corporate values written for a website. They're what we argue about in meetings and use to decide what programs to build.
Weekly Beats Monthly Every Time
Most people get paid weekly or fortnightly. So why does every budget template force monthly thinking? We teach weekly budgeting because that's how rent, groceries, and life actually happen. Monthly budgets look great on spreadsheets but fall apart by week three.
And honestly, checking in once a week for fifteen minutes beats the Sunday night panic of realizing you've overspent with five days until payday.
Life Happens Budget Systems Need To Handle It
Car repairs don't check your budget first. Kids outgrow shoes at inconvenient times. The best budget in the world is worthless if it assumes perfect conditions. Our programs teach flexible systems that adjust when reality shows up.
Because the goal isn't a perfect budget. It's a budget that survives contact with actual life and still keeps you on track.
Simple Systems Win Over Complex Ones
We could teach you seventeen different budgeting categories and five tracking methods. But you know what happens? People get overwhelmed and quit. Instead, we start simple. Three core categories, one tracking method, fifteen minutes a week.
You can always add complexity later if you want it. But most people find that basic systems, followed consistently, beat complicated ones that get abandoned by February.
How We Teach This Stuff
Seven years of trial and error taught us what actually works when teaching budgeting to real people with real lives.
Start Where You Are
No judgment about past spending. No shame about debt. We look at your current situation and build from there. Most financial advice starts with an ideal scenario. We start with Thursday afternoon reality.
Build One Habit At A Time
Trying to change everything at once is why January gym memberships fail. We teach one budgeting habit, make sure it sticks, then add the next one. Slow progress beats enthusiastic burnout every single time.
Test It Against Real Life
Every system we teach has survived contact with actual families, actual emergencies, and actual temptations. If it only works in theory, we don't teach it. Period.
Expect Setbacks Plan For Them
You will overspend sometimes. Emergency funds will get tapped. Budgets will need adjusting. That's not failure. That's normal life. We teach recovery strategies alongside budgeting strategies because both matter equally.
Make It Fit Your Brain
Some people love spreadsheets. Others need visual trackers. Some want daily check-ins, others prefer weekly reviews. We teach principles first, then help you build systems that match how you actually think.
Adjust As Life Changes
The budget that worked when you were single won't work with kids. The system that worked with stable income needs tweaking for variable pay. We teach adaptation, not rigid rules that break when circumstances shift.
Ready To Stop Stressing About Next Week's Money?
Our next program starts August 2025. Twelve weeks, real systems, actual results. No magic formulas or get-rich promises. Just practical budgeting that works with how you actually live.
See Program Details